40
communityempowerment
As our roots grow regionally, we look to empower communities that are closest
to us through social and economic means. Financial exclusion disproportionately
affects the poorest in our society and is a key factor that contributes to broader
social exclusion. We are committed to understanding social issues and financial
problems to develop effective and affordable solutions to issues of financial
exclusion and the disadvantaged in Asia.
MicrofinanceinIndonesia
Microfinance has the potential to empower women in home-based and cottage industries, enabling them to earn income
with improved knowledge and skills. At its heart, microfinance has a role to play to alleviate poverty levels quickly by
providing economic empowerment particularly for rural women. Since 2012, our ‘BII Berbagi’ microfinance initiatives have
impacted over 6,000 women and their family members.
BII Berbagi partners with three NGOs. In 2012, BII collaborated with Koperasi Mitra Dhuafa (KOMIDA), an Indonesian
microfinance institution to provide an Rp1 billion (approximately RM300,000) revolving fund to underprivileged women at
a low interest rate. Through our partnership with KOMIDA, we have since 2012 impacted 2, 496 women in Yogyakarta, and
Central and West Java.
In 2013, BII expanded its efforts by launching two additional microfinancing programmes with Baitul Maal wat Tamwil
(BMT) and Asosiasi Perempuan Usaha Kecil (ASPUK). Each programme has a revolving fund of Rp1 billion (approximately
RM300,000). BMT focuses more on microenterprises while ASPUK specifically targets women microbusiness owners.
Through BMT, BII has provided microfinancing to more than 200 microenterprises across six provinces.
The collaboration with ASPUK was recently launched in December 2013. ASPUK operates through 29 cooperatives and
reaches women in Sulawesi, Sumatra, Kalimantan, Nusa Tenggara Barat, Nusa Tenggara Timur and Jawa.
6k
women
impacted
200
microenterprises
across six
provinces
OurCommitment
2011
2012
2013
Progress
Our microfinance programme reaches
out to some of the most disenfranchised
communities in Asia, particular women.
(programme initiated in 2012)
n/a
996
women
impacted
through
KOMIDA
1,500
women
impacted
through
KOMIDA
• Through key partnerships, we have
been able to penetrate some of the
most deserving communities.
• We plan to increase our partnerships to
explore more ways to support women
not just by providing finance but also
through other capability building tools
like general business management skills
and soft skills.
COMMUNITyANDCITIZENSHIP
“With the help of finance
from BII-Maybank
Foundation, I am
enthusiastic to develop
my weaving business
(tenun). Now, I can buy raw
materials including yarns
to produce again, and also
the sales access increases
through cooperation with
ASPUK which has received
the members’ products
(JARPUK) to be marketed
through exhibitions and
direct sales. Long live
independent women!"
Hernawati
Lombok, Nusa Tenggara Barat, Indonesia
Target: We aim to provide access
to finance for some of the most
underserved communities in Asia.
G4-SO1, G4-EC7, G4-EC8
Tan Sri Dato’ Megat Zaharuddin (far left) engaging with a beneficiary of Bank Internasional Indonesia’s (BII) microfinancing programme
