Turning Challenges Into Opportunities: Julia’s Story

In 2010, cancer was the last thing on Julia Anday’s mind. One day, she was healthy and the next, she wasn’t. The mother of three, who lives in the province of Laguna, Philippines, went in for a normal check-up one day expecting to be treated for a stomach ache, as she had been having sharp abdominal pains. Blood tests performed by her doctor later revealed that Julia had Colorectal and Endometrial Cancer.

Her husband, a jeepney driver, had to work overtime to sustain their family’s needs. What was left of their already scanty savings went to her medical expenses. Hoping to ease her family’s financial burden, Julia started different businesses such as a direct selling business and opened a small canteen in her area. Sadly, due to the lack of experience and limited mobility brought on by chemotherapy, her business suffered terrible losses which prompted her to close the canteen.

Some years later, Julia accepted an invitation to join the R.I.S.E. programme from the local Persons with Disabilities (PwDs) federation. As it turned out, R.I.S.E. was better than she could have imagined. Business concepts that were once foreign to Julia, like the Blue Ocean Strategy and Operational Planning, helped her get motivated to continue to develop her business. Julia worked with her assigned mentor on her customer engagement skills in order to attract potential buyers whilst keeping her existing ones.

The Blue Ocean Strategy proved to be a valuable learning experience as she turned her attention to a low-cost market, Julia settled on opening a small sari-sari store (convenience store) near her home. With the knowledge gained from the R.I.S.E. programme, her sales increased and she even earned enough money to supplement her family’s meagre income, much to Julia’s delight.

Just as Julia and her family started to recover from the emotional and financial fallout, life threw another curveball— their daughter was diagnosed with Endometrial cancer, it was the same enemy she faced a decade ago. The onslaught of the COVID-19 pandemic and the subsequent nationwide lockdowns exacerbated their distress. Luckily, Julia was not the same person she was a decade ago. Nowadays, she is much more optimistic about life’s challenging moments and remains resolute in the face of adversity.

Apart from maintaining the daily operations of her sari-sari store, Julia concentrated on improving her online sales. By tapping into the power of social media and building her business presence on several online platforms, she was able to widen her customer base. Following the advice of her R.I.S.E. mentors, Julia leverage on taxis and jeepneys as delivery service providers for her orders. Through sheer determination, Julia now maintains a monthly income of PHP 10,000 (RM 826.99) despite the pandemic.

Wanting others in similar situations to succeed, Julia stresses that, although her journey has been arduous, it is important to ask for help and not give up. When asked about the support she received from the R.I.S.E. programme, Julia recalls, “If it were not for the training, we would have starved during the pandemic, because we did not know what to do with our business or even where to start.” After everything she has been through, Julia is certain that she is now more prepared to face life’s challenges because she has found strength, determination, and an unbreakable desire to provide the best for her family.

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Frequently Asked Questions (FAQs)

Have questions about partnering with Maybank Foundation for BSAS 2027? Find out more about the programme, application requirements and selection process below.

A. About BSAS 2027

  1. What is the Balai Seni Art Series (BSAS)?
    The Balai Seni Art Series (BSAS) is a Maybank Foundation initiative that supports the development and appreciation of arts and culture through programmes that nurture artistic talent, preserve cultural heritage and create meaningful opportunities for arts and cultural practitioners and communities.

  1. What programmes are open for applications under BSAS 2027?
    Organisations may apply to partner with Maybank Foundation under any of the following programmes:

        • MyTIGER Values Art Competition (MTVAC)
        • Cultural Art Showcase and Bazaar (CASB)
        • Maybank Foundation Artist Fellowship Programme (MFAFP)
        • New Arts & Culture Programme – an open-concept programme for proposed arts and culture initiatives. 

  1. Can an organisation apply for more than one programme?
    Yes. Organisations may apply for one, multiple or all four programmes. A separate proposal, including the proposed approach, implementation plan and budget, must be submitted for each programme applied for.

B. Eligibility and Requirements

  1. Who is eligible to apply?
    Registered organisations with relevant experience and capabilities in arts, culture or creative programme delivery across ASEAN are invited to apply. Applicants should demonstrate their ability to develop, manage and deliver programmes aligned with the objectives of the selected BSAS programme.

  2. Can organisations based outside Malaysia apply?
    Yes. Eligible organisations from ASEAN Member States may apply. Organisations outside Malaysia should submit the equivalent legal registration or establishment documents recognised in their respective countries.

  3. Can an organisation apply if it has not previously partnered with Maybank Foundation?
    Yes. Organisations that have not previously worked with Maybank Foundation may apply, provided they meet the eligibility requirements and can demonstrate relevant experience, capabilities and a suitable approach to delivering the proposed programme.

  1. What should be included in the proposal deck?
    Each proposal deck should be tailored to the selected programme and include the following:

    1. Programme Overview: Proposed concept, objectives and alignment with the selected BSAS programme.
    2. Approach and Value Proposition: Programme design, delivery approach and the needs or opportunities addressed.
    3. Target Beneficiaries and Intended Impact: Target audience, expected reach, key outcomes and measurable impact.
    4. Scope of Work and Deliverables: Key activities, implementation plan, timeline, milestones and expected outputs.
    5. Partnership and Delivery Capability: Proposed team, relevant experience, key partners and resources required.
    6. Budget and Funding Request: Itemised budget, funding requested and any co-funding or other resources, where applicable.
    7. Sustainability and Scalability: Plans to sustain outcomes, extend impact or scale the programme beyond the implementation period.
    8. Monitoring and Evaluation: Proposed indicators and methods to track progress, measure results and report impact.

  1. What supporting documents must be submitted?
    Applicants should provide the required organisational information, relevant legal registration or establishment documents, and a proposal deck for each programme selected. Additional information or supporting documents may be requested during the assessment and due diligence processes.

C. How to Apply

  1. How can an organisation submit an application?
    Interested organisations should complete the BSAS 2027 Partner Application Form through the application link provided on Maybank Foundation’s website. Applicants must select their preferred programme(s) and upload the corresponding proposal deck for each programme.

  1. What is the application deadline?
    The application deadline is 8 November 2026, 11:59 PM MYT (UTC+8). Applicants are encouraged to submit their applications and supporting documents before the deadline to allow sufficient time for review.

  1. What happens after an application is submitted?
    Applications will undergo an evaluation process to assess their suitability for the selected programme. Shortlisted organisations may be contacted for further information, clarification or supporting documents and may be required to undergo Maybank Foundation’s due diligence, compliance checks and procurement processes.

  1. What happens if an application is incomplete or additional information is required?
    Maybank Foundation may request clarification, additional information or supporting documents where necessary. Applicants are responsible for ensuring that their submissions are complete and that the information provided is accurate.

D. Evaluation and Selection

  1. How will applications be evaluated?
    Applications will be assessed based on their alignment with the objectives of the selected BSAS programme, the strength and relevance of the proposed concept, expected outcomes and impact, implementation approach, organisational capability, budget and overall feasibility.

  1. Does submitting an application guarantee selection or appointment as a programme partner?
    No. Submission of an application does not guarantee selection or appointment as a BSAS 2027 programme partner. All applications are subject to evaluation and the relevant approval, due diligence and procurement processes.

  1. When will successful applicants be notified?
    Applications will be evaluated from 9 November to 15 December 2026, with the selection outcomes scheduled for consideration by the Maybank Foundation Board. Further information on the announcement of successful applicants will be communicated when available.

E. General Enquiries

  1. Who can I contact if I have further questions?
    For enquiries regarding the BSAS 2027 Partner Application, please contact Maybank Foundation through the general enquiry in the “Who We Are” section provided on the website.