Shattered Father RISES With Hope and Now Raises Faith in Others

Full Name: Zulkifflee Bin Hussin
Country: Malaysia 
Batch No.: Phase 2, Batch 22
Date Trained: 9 – 11 April 2016
Disability: Paralysed waist down (wheelchair user)
Business: Food Stall and Raft House
Average Monthly Income Before: RM 2,000
Average Monthly Income After: RM 8,000

 A noble effort twisted the fate of Zulkifflee, a sole breadwinner in his family, when he suffered injury to his spine causing permanent disability. His intentions of helping his community clean up an old prayer building changed the course of his life when he took a fall from the top of the building. He accidentally stepped on a damaged plank which cracked, causing him to fall on his back. He regained consciousness four days later and found himself bed ridden in the hospital. As if losing movement on both his legs weren’t a bad enough, he was informed by the doctor that he needed to pay an extensive amount of money for his surgery in order to live. Being a small time food vendor who was earning just enough to cover his day-to-day expenses, this mishap was a big blow. With limited options available, he was forced to plead for financial aid from his friends and family. After being denied help from many, he managed painstakingly, to gather the sum required for the surgery.

Being clueless about what he should do, he signed up to join the Maybank R.I.S.E Programme when he heard about it, hoping for a turnaround. Attending the programme inspired him with plenty of business ideas. Discussions that he had with the trainers and mentors, enthused him to implement the ideas that he got from the programme into his business. From there, his income went up and he was able to see a new direction not only for his business but his life too! In a very short period of time, he started to see the fruit from the programme. He started a raft house business and saw good income coming in. He expanded his business by focusing on customer requirements and fulfilling customer satisfaction to the highest levels as learnt through the R.I.S.E programme. Now that he was earning enough to provide his family a much more comfortable life, he felt could finally be able to resume his role as the head of the family again, and he felt a strong sense of dignity. With the money that he was earning, he was able provide a comfortable home for his family by upgrading their home and renovating it. He felt nothing less than proud of what he has accomplished. Now on the path to becoming a successful businessman, Zul has never forgotten his past when he was facing a tough time. Hence, he made it his mission to provide a better life for the disabled community. Based on his personal experience, he was able to touch the lives of many disabled people.

Zul began to give motivational counselling to the disabled community, especially to those who recently became disabled by counseling them and motivating them to start business or turn their life around. He is now the key person that even doctors contact to meet people who recently became disabled who had been admitted due to accidents especially when they are depressed about their recent condition.

Knowing the hardship that one has to go through after finding out that they are no longer who they used to be, he uses a very gentle and warm approach when talking to them. By doing so, he builds a personal relationship with them quickly and Zul has become a fantastic motivator, helping many PWDs regain hope of a better future. Zul is now a shining star in the disabled community thanks to the knowledge gained from the R.I.S.E training. He continues to share that knowledge with others by encouraging and inspiring them to start their own business and to not rely on welfare support. What’s more inspiring is that he rose against the odds to become a role model to those who suffered the same fate as him. Zul simply sees the experience as a part of the journey to achieving his mission and fulfilling his calling to impact and support others who faces the same misfortune. He believes that no one is ever alone as long as they reach out for help. There are always people surrounding you that are more than willing to help and care for you. As he says, “If they can do it, so can we”.

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Frequently Asked Questions (FAQs)

Have questions about partnering with Maybank Foundation for BSAS 2027? Find out more about the programme, application requirements and selection process below.

A. About BSAS 2027

  1. What is the Balai Seni Art Series (BSAS)?
    The Balai Seni Art Series (BSAS) is a Maybank Foundation initiative that supports the development and appreciation of arts and culture through programmes that nurture artistic talent, preserve cultural heritage and create meaningful opportunities for arts and cultural practitioners and communities.

  1. What programmes are open for applications under BSAS 2027?
    Organisations may apply to partner with Maybank Foundation under any of the following programmes:

        • MyTIGER Values Art Competition (MTVAC)
        • Cultural Art Showcase and Bazaar (CASB)
        • Maybank Foundation Artist Fellowship Programme (MFAFP)
        • New Arts & Culture Programme – an open-concept programme for proposed arts and culture initiatives. 

  1. Can an organisation apply for more than one programme?
    Yes. Organisations may apply for one, multiple or all four programmes. A separate proposal, including the proposed approach, implementation plan and budget, must be submitted for each programme applied for.

B. Eligibility and Requirements

  1. Who is eligible to apply?
    Registered organisations with relevant experience and capabilities in arts, culture or creative programme delivery across ASEAN are invited to apply. Applicants should demonstrate their ability to develop, manage and deliver programmes aligned with the objectives of the selected BSAS programme.

  2. Can organisations based outside Malaysia apply?
    Yes. Eligible organisations from ASEAN Member States may apply. Organisations outside Malaysia should submit the equivalent legal registration or establishment documents recognised in their respective countries.

  3. Can an organisation apply if it has not previously partnered with Maybank Foundation?
    Yes. Organisations that have not previously worked with Maybank Foundation may apply, provided they meet the eligibility requirements and can demonstrate relevant experience, capabilities and a suitable approach to delivering the proposed programme.

  1. What should be included in the proposal deck?
    Each proposal deck should be tailored to the selected programme and include the following:

    1. Programme Overview: Proposed concept, objectives and alignment with the selected BSAS programme.
    2. Approach and Value Proposition: Programme design, delivery approach and the needs or opportunities addressed.
    3. Target Beneficiaries and Intended Impact: Target audience, expected reach, key outcomes and measurable impact.
    4. Scope of Work and Deliverables: Key activities, implementation plan, timeline, milestones and expected outputs.
    5. Partnership and Delivery Capability: Proposed team, relevant experience, key partners and resources required.
    6. Budget and Funding Request: Itemised budget, funding requested and any co-funding or other resources, where applicable.
    7. Sustainability and Scalability: Plans to sustain outcomes, extend impact or scale the programme beyond the implementation period.
    8. Monitoring and Evaluation: Proposed indicators and methods to track progress, measure results and report impact.

  1. What supporting documents must be submitted?
    Applicants should provide the required organisational information, relevant legal registration or establishment documents, and a proposal deck for each programme selected. Additional information or supporting documents may be requested during the assessment and due diligence processes.

C. How to Apply

  1. How can an organisation submit an application?
    Interested organisations should complete the BSAS 2027 Partner Application Form through the application link provided on Maybank Foundation’s website. Applicants must select their preferred programme(s) and upload the corresponding proposal deck for each programme.

  1. What is the application deadline?
    The application deadline is 8 November 2026, 11:59 PM MYT (UTC+8). Applicants are encouraged to submit their applications and supporting documents before the deadline to allow sufficient time for review.

  1. What happens after an application is submitted?
    Applications will undergo an evaluation process to assess their suitability for the selected programme. Shortlisted organisations may be contacted for further information, clarification or supporting documents and may be required to undergo Maybank Foundation’s due diligence, compliance checks and procurement processes.

  1. What happens if an application is incomplete or additional information is required?
    Maybank Foundation may request clarification, additional information or supporting documents where necessary. Applicants are responsible for ensuring that their submissions are complete and that the information provided is accurate.

D. Evaluation and Selection

  1. How will applications be evaluated?
    Applications will be assessed based on their alignment with the objectives of the selected BSAS programme, the strength and relevance of the proposed concept, expected outcomes and impact, implementation approach, organisational capability, budget and overall feasibility.

  1. Does submitting an application guarantee selection or appointment as a programme partner?
    No. Submission of an application does not guarantee selection or appointment as a BSAS 2027 programme partner. All applications are subject to evaluation and the relevant approval, due diligence and procurement processes.

  1. When will successful applicants be notified?
    Applications will be evaluated from 9 November to 15 December 2026, with the selection outcomes scheduled for consideration by the Maybank Foundation Board. Further information on the announcement of successful applicants will be communicated when available.

E. General Enquiries

  1. Who can I contact if I have further questions?
    For enquiries regarding the BSAS 2027 Partner Application, please contact Maybank Foundation through the general enquiry in the “Who We Are” section provided on the website.